Credit Karma "rent a score"

In the words of George Jones, "it's finally Friday".

The weekend has sortof arrived and your troubles can melt away. Except for troubles like say... a bad credit score. Credit really doesn't take days off does it? To make matters worse, the system to "improve" credit seems arbitrary.

Like, yes you want to lower your debt, but you want some debt! It just has to be old, and if you pay it off too soon you'll be punished. You have to jump through these hoops because if you have bad credit buying a house, car, or anything else that requires financing becomes a nightmare.

That being said... what if you could rent a credit score from another user on Credit Karma? In this case could "borrow" Seth's impeccable score to get better terms on a house you want to buy.

Yes, this is not feasible for a million different reasons, but a world where you could fiscally vouch or masquerade as someone else for a brief time is an interesting thought exercise at the very least.

Hi there, my name's Soren. I'm a designer who makes satirical design concepts daily.

Smash the subscribe button to get these ideas in your email inbox every morning.